ZIP 50244 Property Distress & Foreclosure Data

Composite property distress in 50244 (Polk County, Iowa) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (51/100), institutional ownership (44/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low. The latent-versus-live split is 51/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (78/100).

The market reads peak — home values rose 2.0% year on year, and 20% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 20/100. The ZIP holds roughly 709 housing units. At $101,544, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened. The vacancy rate is 2.6%. Around 42% of adults hold a bachelor's degree or higher. About 1,866 people live here, median age 41. 89% of housing is owner-occupied. The poverty rate is 4.3% — low. The typical home is worth about $250,800 (2.3× income, relatively affordable).

Overall 50244 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.