ZIP 50244 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50244 in Polk County, Iowa comes in at 31, a moderate composite-distress reading. Leading the profile are structural risk (70/100), construction/permit lag (66/100), institutional ownership (50/100). By contrast, mortgage stress (17/100) register low. Latent structural risk is 70/100 while live distress already moving reads 5/100. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (83/100).

The neutral-phase market in 50244 posted values that rose 3.1% over the year, and 20% higher over three years, at 20/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 50244 scores 20/100. The ZIP holds roughly 709 housing units. At $101,544, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened. The vacancy rate is 2.6%. Educational attainment sits at 42% bachelor's-or-above. About 1,866 people live here, median age 41. 89% of housing is owner-occupied. 4.3% of residents fall below the poverty threshold. The typical home is worth about $250,800 (2.3× income, relatively affordable).

On balance 50244 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 50244 is not published yet -- the ZIP-level readings above remain fully sourced.

Big metro or rural, 50244 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Polk County, Iowa and the nation. Where the record is thin for 50244, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50244 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 50244 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.