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ZIP 50046 Foreclosure, Tax-Lien & Distress Report

Story County, Iowa · High Vacancy market

ZIP 50046's composite property-distress score is 30/100 - DLRadar classes that as moderate for Story County, Iowa. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (62/100)). The split runs 67/100 structural to 5/100 active on the ground. Leading the profile are structural risk (67/100), construction/permit lag (63/100), institutional ownership (50/100). On the quiet end sit mortgage stress (17/100).

Prices here sit in a neutral phase: values rose 3.9% over the trailing year, and 37% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

About 34% have a four-year degree. The vacancy rate is 15.7% — elevated. The poverty rate is 5.8% — low. About 1,696 people live here, median age 40. Households earn a median $91,944 — above the roughly $78,000 national figure. The ZIP holds roughly 768 housing units. Rent burden reaches 16% of tenant households. Owners hold 89% of homes, renters 11%. On demographic stress specifically, 50046 scores 21/100. A median home runs $229,200 here, or 2.5 times local income.

Taken together, 50046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 50046 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 50046's 30/100 can be lined up against any neighbor in Story County, Iowa or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 50046 shows blanks, not estimates, wherever the record is sparse.

Behind 50046's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50046 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

30/100
Composite stress
67/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 50046

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk78
9 further distress layers are graded for 50046

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

50046 at a glance

50046 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Other Story County ZIP codes

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Open the complete 50046 acquisition file

The full 50046 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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