ZIP 50046 Property Distress & Foreclosure Data

Composite property distress in 50046 (Story County, Iowa) lands at 23/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (74/100). The latent-versus-live split is 49/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (49/100), institutional ownership (44/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) and construction/permit lag (2/100) register low.

The market reads peak — home values rose 1.6% year on year, and 37% higher over three years (phase confidence 42/100). Topping markets hide individual distress behind strong averages.

Around 34% of adults hold a bachelor's degree or higher. The vacancy rate is 15.7% — elevated. The poverty rate is 5.8% — low. About 1,696 people live here, median age 40. At $91,944, median income runs above typical U.S. levels. The ZIP holds roughly 768 housing units. Around 16% of renters are cost-burdened. 89% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. The typical home is worth about $229,200 (2.5× income, relatively affordable).

Net-net, 50046 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.