ZIP 50056 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50056 (Story County, Iowa) at a low 26/100 for overall property distress. The split runs 58/100 structural to 5/100 active on the ground. Property-level stress concentrates in structural risk (58/100), institutional ownership (52/100), construction/permit lag (41/100). By contrast, mortgage stress (16/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (68/100).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 20% higher over three years (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

86% of housing is owner-occupied. At $79,667, median income runs near typical U.S. levels. Population is roughly 1,122 with a median age of 41. The ZIP holds roughly 514 housing units. A median home runs $184,500 here, or 2.3 times local income. The demographic-stress sub-score lands at 21/100. The poverty rate is 3.9% — low. Around 25% of adults hold a bachelor's degree or higher. The vacancy rate is 4.6%. Around 26% of renters are cost-burdened.

On balance 50056 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 50056 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 50056 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50056 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Where the public record is thin for 50056, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50056 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. In workflow terms, 50056 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.