ZIP 50201 Property Distress & Foreclosure Data

In Story County, Iowa, ZIP 50201 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (56/100), institutional ownership (43/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (69/100).

Prices here sit in a peak phase: values rose 1.3% over the trailing year, and 20% higher over three years, at 49/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $193,200 here, or 2.3 times local income. The tenure split is 73% owner-occupied to 27% rented. Vacancy runs 5.9%. Rent burden reaches 30% of tenant households. Roughly 9.2% live below the poverty line. About 32% have a four-year degree. 8,301 residents call 50201 home, typically aged 41. Households earn a median $81,989 — near the roughly $78,000 national figure. There are about 3,765 housing units across 50201. On demographic stress specifically, 50201 scores 23/100.

Overall, 50201 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.