ZIP 50201 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50201 in Story County, Iowa comes in at 24, a low composite-distress reading. On the structural side it scores 54/100, with 5/100 of stress already active. What sets it apart are the readings on structural risk (54/100), institutional ownership (44/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (72/100).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, and 20% higher over three years (phase confidence 42/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $193,200 here, or 2.3 times local income. The tenure split is 73% owner-occupied to 27% rented. The vacancy rate is 5.9%. Rent burden reaches 30% of tenant households. Roughly 9.2% live below the poverty line. Educational attainment sits at 32% bachelor's-or-above. Population is roughly 8,301 with a median age of 41. Median household income is $81,989, near the U.S. median near $78,000. There are about 3,765 housing units across 50201. The demographic-stress sub-score lands at 23/100.

Broadly, 50201 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 50201 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50201 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Where the record is thin for 50201, the field stays empty rather than modeled, and fills in as new documents post.

50201's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 50201 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.