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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 50013 Foreclosure, Tax-Lien & Distress Report

Story County, Iowa · Distress market

Composite property distress in 50013 (Story County, Iowa) lands at 26/100 — low on DLRadar's public-record scoring. Leading the profile are structural risk (58/100), institutional ownership (52/100), construction/permit lag (41/100). Structural exposure scores 58 and live distress 0 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (73/100), flood (NFIP) exposure (68/100)).

Prices here sit in a neutral phase: values rose 4.6% over the trailing year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 50013 scores 0/100. Educational attainment sits at 100% bachelor's-or-above. About 4,248 people live here, median age 19.

On balance 50013 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 50013 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50013 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 50013, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 50013's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 50013 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

26/100
Composite stress
58/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 50013

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk73
50013 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

50013 at a glance

50013 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Built from public records, scored the same way everywhere · methodology

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