ZIP 50236 Foreclosure, Tax-Lien & Distress Report

ZIP 50236's composite property-distress score is 25/100 - DLRadar classes that as low for Story County, Iowa. Structurally it carries 56/100, against 5/100 of stress already in motion. The most distinctive pressure shows up in structural risk (56/100), institutional ownership (49/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (16/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (73/100), flood (NFIP) exposure (72/100), FEMA disaster exposure (62/100)).

The market reads neutral — home values rose 4.6% year on year, and 7% higher over three years (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 3.0%. Households earn a median $86,793 — near the roughly $78,000 national figure. The typical home is worth about $198,900 (2.1× income, relatively affordable). The tenure split is 85% owner-occupied to 15% rented. Around 25% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 19/100. There are about 833 housing units across 50236. 0.6% of residents fall below the poverty threshold. Population is roughly 1,699 with a median age of 45. Educational attainment sits at 31% bachelor's-or-above.

Overall, 50236 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 50236 at the moment; the composite and its components are still built from verifiable records.

Whether 50236 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50236 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 50236 shows blanks, not estimates, wherever the record is sparse.

50236's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 50236 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.