ZIP 50248 Foreclosure, Tax-Lien & Distress Report

ZIP code 50248 in Story County, Iowa carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The pressure is most legible in construction/permit lag (61/100), structural risk (52/100), institutional ownership (45/100). mortgage stress (15/100) stay muted. Latent structural risk is 52/100 while live distress already moving reads 5/100. It additionally carries heavy environmental risk: climate & FEMA risk (61/100).

The market reads neutral — home values rose 3.8% year on year, and 18% higher over three years (phase confidence 26/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $88,333, median income runs above typical U.S. levels. Around 47% of renters are cost-burdened. 10.2% of residents fall below the poverty threshold. Educational attainment sits at 40% bachelor's-or-above. There are about 1,778 housing units across 50248. Home values center near $239,600, an affordability ratio of 2.5× — accessible. Vacancy runs 5.6%. DLRadar's demographic-stress index for the area reads 26/100. 77% of housing is owner-occupied. 4,300 residents call 50248 home, typically aged 45.

Overall 50248 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 50248 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 50248 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50248 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Where the public record is thin for 50248, the field stays empty rather than modeled, and fills in as new documents post.

50248's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 50248 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.