ZIP 50248 Property Distress & Foreclosure Data

DLRadar grades ZIP 50248 (Story County, Iowa) at a low 21/100 for overall property distress. Property-level stress concentrates in structural risk (45/100), institutional ownership (40/100), construction/permit lag (33/100). On the quiet end sit construction/permit lag (33/100) and mortgage stress (15/100). The latent-versus-live split is 45/100 structural and 5/100 already moving. Environmental exposure also runs high (climate & FEMA risk (61/100)).

The peak-phase market in 50248 posted values that rose 2.8% over the year, and 18% higher over three years (phase confidence 41/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $88,333, above the U.S. median near $78,000. Around 47% of renters are cost-burdened. 10.2% of residents fall below the poverty threshold. Educational attainment sits at 40% bachelor's-or-above. The ZIP holds roughly 1,778 housing units. Home values center near $239,600, an affordability ratio of 2.5× — accessible. The vacancy rate is 5.6%. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 77% of homes, renters 23%. Population is roughly 4,300 with a median age of 45.

Broadly, 50248 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.