ZIP 50161 Property Distress & Foreclosure Data

In Polk County, Iowa, ZIP 50161 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (51/100), institutional ownership (45/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (79/100)). On the structural side it scores 51/100, with 5/100 of stress already active.

The peak-phase market in 50161 posted values that rose 2.0% over the year, and 18% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $93,281, above the U.S. median near $78,000. 4.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 23/100. Around 34% of renters are cost-burdened. Educational attainment sits at 28% bachelor's-or-above. Home values center near $256,500, an affordability ratio of 2.2× — accessible. Population is roughly 2,081 with a median age of 43. The vacancy rate is 12.3% — elevated. Owners hold 89% of homes, renters 11%. The ZIP holds roughly 1,024 housing units.

On the whole, 50161 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.