ZIP 50161 Foreclosure, Tax-Lien & Distress Report

Polk County, Iowa's ZIP 50161 registers 31/100 composite distress, which DLRadar reads as moderate. The pressure is most legible in structural risk (70/100), construction/permit lag (66/100), institutional ownership (51/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (84/100), climate & FEMA risk (83/100), FEMA disaster exposure (60/100). Structural exposure scores 70 and live distress 5 on the 0–100 scale.

Prices here sit in a neutral phase: values rose 3.1% over the trailing year, and 18% higher over three years, at 21/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $93,281, median income runs above typical U.S. levels. Roughly 4.7% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 23/100. Rent burden reaches 34% of tenant households. Educational attainment sits at 28% bachelor's-or-above. A median home runs $256,500 here, or 2.2 times local income. Population is roughly 2,081 with a median age of 43. The vacancy rate is 12.3% — elevated. The tenure split is 89% owner-occupied to 11% rented. The ZIP holds roughly 1,024 housing units.

Taken together, 50161 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 50161 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 50161 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50161 can be compared directly against any other ZIP in Polk County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 50161, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 50161 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Practically, 50161 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.