ZIP 50325 Property Distress & Foreclosure Data

Composite property distress in 50325 (Polk County, Iowa) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (47/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (18/100) register low. The latent-versus-live split is 59/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (84/100).

The market reads peak — home values rose 2.5% year on year, and 12% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The typical home is worth about $401,100 (2.9× income, relatively affordable). The poverty rate is 4.8% — low. The ZIP holds roughly 7,363 housing units. The demographic-stress sub-score lands at 22/100. 74% of housing is owner-occupied. Around 60% of adults hold a bachelor's degree or higher. Around 30% of renters are cost-burdened. About 18,776 people live here, median age 38. At $131,082, median income runs above typical U.S. levels. The vacancy rate is 4.8%.

Net-net, 50325 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.