ZIP 50265 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50265 (Polk County, Iowa) lands at 33/100 — moderate on DLRadar's public-record scoring. Structurally it carries 73/100, against 5/100 of stress already in motion. Its heaviest discrete signals: structural risk (73/100), construction/permit lag (70/100), institutional ownership (55/100). On the quiet end sit mortgage stress (17/100). It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (83/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 13% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 33,061 with a median age of 38. Home values center near $281,800, an affordability ratio of 3.2× — accessible. Around 34% of renters are cost-burdened. The vacancy rate is 4.5%. 66% of housing is owner-occupied. At $84,588, median income runs near typical U.S. levels. On demographic stress specifically, 50265 scores 25/100. About 49% have a four-year degree. The ZIP holds roughly 15,433 housing units. The poverty rate is 7.4% — low.

Net-net, 50265 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 50265 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 50265 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50265 can be compared directly against any other ZIP in Polk County, Iowa or nationwide. The score is rebuilt from public data as it updates, so 50265 reflects the current record instead of a stale or modeled snapshot.

50265's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 50265 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.