ZIP 50265 Property Distress & Foreclosure Data

In Polk County, Iowa, ZIP 50265 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 54/100 against active distress of 5/100. Its standout signals are structural risk (54/100), institutional ownership (45/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (91/100), flood (NFIP) exposure (83/100).

The market reads peak — home values rose 2.5% year on year, and 13% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 33,061 people live here, median age 38. The typical home is worth about $281,800 (3.2× income, relatively affordable). Rent burden reaches 34% of tenant households. Vacancy runs 4.5%. 66% of housing is owner-occupied. At $84,588, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 25/100. Around 49% of adults hold a bachelor's degree or higher. There are about 15,433 housing units across 50265. The poverty rate is 7.4% — low.

Net-net, 50265 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
54/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 50265

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Polk County

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Deterministic. Every signal traces to a public dataset · methodology