ZIP 50322 Property Distress & Foreclosure Data

ZIP code 50322 in Polk County, Iowa carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low. Structural exposure scores 55 and live distress 5 on the 0–100 scale.

The market reads peak — home values rose 2.5% year on year, and 13% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

71% of housing is owner-occupied. Vacancy runs 5.2%. About 31,694 people live here, median age 40. There are about 13,646 housing units across 50322. The typical home is worth about $276,200 (3.0× income, relatively affordable). Rent burden reaches 33% of tenant households. The demographic-stress sub-score lands at 25/100. At $89,323, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher. The poverty rate is 9.2%.

Net-net, 50322 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.