ZIP 50322 Foreclosure, Tax-Lien & Distress Report

ZIP code 50322 in Polk County, Iowa carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). What sets it apart are the readings on structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). mortgage stress (17/100) stay muted. The split runs 75/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 13% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 71% owner-occupied to 29% rented. Vacancy runs 5.2%. 31,694 residents call 50322 home, typically aged 40. There are about 13,646 housing units across 50322. Home values center near $276,200, an affordability ratio of 3.0× — accessible. Rent burden reaches 33% of tenant households. On demographic stress specifically, 50322 scores 25/100. At $89,323, median income runs above typical U.S. levels. Around 42% of adults hold a bachelor's degree or higher. 9.2% of residents fall below the poverty threshold.

Net-net, 50322 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50322 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Polk County, Iowa and the nation. Where the public record is thin for 50322, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 for 50322 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 50322 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.