ZIP 50323 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50323 (Dallas County, Iowa) lands at 30/100 — moderate on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (69/100), construction/permit lag (66/100), institutional ownership (51/100). On the quiet end sit mortgage stress (18/100). Structurally it carries 69/100, against 5/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (92/100), climate & FEMA risk (79/100)).

The market reads peak — home values rose 2.1% year on year, and 13% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $173,659 — above the roughly $78,000 national figure. The poverty rate is 2.7% — low. About 67% have a four-year degree. On demographic stress specifically, 50323 scores 17/100. There are about 6,145 housing units across 50323. Owners hold 88% of homes, renters 12%. 17,065 residents call 50323 home, typically aged 37. The vacancy rate is 4.1%. Rent burden reaches 14% of tenant households. Home values center near $486,800, an affordability ratio of 2.6× — accessible.

On balance 50323 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 50323 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 50323 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50323 can be compared directly against any other ZIP in Dallas County, Iowa or nationwide. Nothing here is interpolated — where a source is thin for 50323, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 50323's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 50323 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.