ZIP 50324 Property Distress & Foreclosure Data

DLRadar grades ZIP 50324 (Polk County, Iowa) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Structural risk reads 55/100 against active distress of 5/100.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 18% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

5,171 residents call 50324 home, typically aged 42. The tenure split is 78% owner-occupied to 22% rented. Rent burden reaches 32% of tenant households. On demographic stress specifically, 50324 scores 24/100. A median home runs $267,900 here, or 2.8 times local income. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $89,083 — above the roughly $78,000 national figure. There are about 2,411 housing units across 50324. Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. About 44% have a four-year degree.

Overall, 50324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.