ZIP 50314 Foreclosure, Tax-Lien & Distress Report

ZIP 50314's composite property-distress score is 34/100 - DLRadar classes that as moderate for Polk County, Iowa. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (67/100), institutional ownership (53/100). By contrast, mortgage stress (17/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100). The split runs 75/100 structural to 5/100 active on the ground.

The peak-phase market in 50314 posted values that rose 2.1% over the year, and 8% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $147,900 here, or 3.8 times local income. Roughly 36.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 44/100. Rent burden reaches 63% of tenant households. Median household income is $38,511, below the U.S. median near $78,000. The vacancy rate is 16.0% — elevated. Educational attainment sits at 15% bachelor's-or-above. 10,203 residents call 50314 home, typically aged 32. The tenure split is 46% owner-occupied to 54% rented. The ZIP holds roughly 4,940 housing units.

On the whole, 50314 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 50314 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 50314's 34/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 50314 reflects the current record instead of a stale or modeled snapshot.

50314's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 50314 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.