ZIP 50315 Property Distress & Foreclosure Data

DLRadar grades ZIP 50315 (Polk County, Iowa) at a low 25/100 for overall property distress. Structural exposure scores 55 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). Property-level stress concentrates in structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 15% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

35,349 residents call 50315 home, typically aged 37. Vacancy runs 7.1%. There are about 16,421 housing units across 50315. Households earn a median $62,036 — below the roughly $78,000 national figure. About 19% have a four-year degree. On demographic stress specifically, 50315 scores 29/100. The tenure split is 61% owner-occupied to 39% rented. Rent burden reaches 36% of tenant households. A median home runs $173,200 here, or 2.6 times local income. Roughly 13.1% live below the poverty line.

Overall, 50315 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.