ZIP 50315 Foreclosure, Tax-Lien & Distress Report

Polk County, Iowa's ZIP 50315 registers 33/100 composite distress, which DLRadar reads as moderate. Structurally it carries 75/100, against 5/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 15% higher over three years (phase confidence 15/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

35,349 residents call 50315 home, typically aged 37. Vacancy runs 7.1%. The ZIP holds roughly 16,421 housing units. At $62,036, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. 61% of housing is owner-occupied. Around 36% of renters are cost-burdened. Home values center near $173,200, an affordability ratio of 2.6× — accessible. Roughly 13.1% live below the poverty line.

On balance 50315 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 50315 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 50315 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 50315 stays directly comparable to neighboring ZIPs and the rest of Polk County, Iowa. Sparse data for 50315 shows as blanks, never estimates, and the score updates on every fresh public filing.

50315's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 50315 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.