ZIP 50321 Property Distress & Foreclosure Data

Polk County, Iowa's ZIP 50321 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. The latent-versus-live split is 55/100 structural and 5/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 24% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $77,636 — near the roughly $78,000 national figure. Roughly 10.8% live below the poverty line. Around 43% of renters are cost-burdened. About 41% have a four-year degree. On demographic stress specifically, 50321 scores 31/100. The vacancy rate is 5.7%. A median home runs $320,500 here, or 3.8 times local income. The tenure split is 60% owner-occupied to 40% rented. 7,787 residents call 50321 home, typically aged 36. The ZIP holds roughly 3,768 housing units.

Overall, 50321 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.