ZIP 50321 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Distress market
Composite property distress in 50321 (Polk County, Iowa) lands at 33/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 75 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).
The peak-phase market in 50321 posted values that rose 2.1% over the year, and 24% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.
At $77,636, median income runs near typical U.S. levels. Roughly 10.8% live below the poverty line. Around 43% of renters are cost-burdened. About 41% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 5.7%. A median home runs $320,500 here, or 3.8 times local income. Owners hold 60% of homes, renters 40%. 7,787 residents call 50321 home, typically aged 36. There are about 3,768 housing units across 50321.
Net-net, 50321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 50321 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 50321 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 50321, the field stays empty rather than modeled, and fills in as new documents post.
The 33/100 for 50321 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 50321 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 50321
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
50321 at a glance
The live 50321 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Polk County ZIPs near 50321
Explore related distress reports
Further distress data across Polk County, Iowa at ZIP, county and state level.
Open the complete 50321 acquisition file
The full 50321 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology