ZIP 50320 Property Distress & Foreclosure Data

Composite property distress in 50320 (Polk County, Iowa) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 46/100 against active distress of 4/100. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (67/100)). The sharpest non-environmental signals are structural risk (46/100), institutional ownership (37/100), mortgage stress (14/100). On the quiet end sit institutional ownership (37/100) and mortgage stress (14/100).

The peak-phase market in 50320 posted values that rose 2.5% over the year, and 17% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,903 with a median age of 34. Median household income is $83,710, near the U.S. median near $78,000. Owners hold 75% of homes, renters 25%. Vacancy runs 6.4%. There are about 9,369 housing units across 50320. DLRadar's demographic-stress index for the area reads 26/100. Rent burden reaches 36% of tenant households. Educational attainment sits at 24% bachelor's-or-above. Home values center near $216,900, an affordability ratio of 2.5× — accessible. 9.2% of residents fall below the poverty threshold.

Broadly, 50320 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.