ZIP 50320 Foreclosure, Tax-Lien & Distress Report

ZIP 50320's composite property-distress score is 30/100 - DLRadar classes that as moderate for Polk County, Iowa. Structurally it carries 68/100, against 4/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (83/100), flood (NFIP) exposure (76/100)). The most distinctive pressure shows up in structural risk (68/100), construction/permit lag (67/100), institutional ownership (47/100). On the quiet end sit mortgage stress (14/100).

The peak-phase market in 50320 posted values that rose 2.1% over the year, and 17% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 23,903 with a median age of 34. At $83,710, median income runs near typical U.S. levels. 75% of housing is owner-occupied. The vacancy rate is 6.4%. There are about 9,369 housing units across 50320. DLRadar's demographic-stress index for the area reads 26/100. Around 36% of renters are cost-burdened. About 24% have a four-year degree. Home values center near $216,900, an affordability ratio of 2.5× — accessible. 9.2% of residents fall below the poverty threshold.

Overall, 50320 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 50320's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 50320, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50320 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 50320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.