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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 50327 Foreclosure, Tax-Lien & Distress Report

Polk County, Iowa · Distress market

Composite property distress in 50327 (Polk County, Iowa) lands at 33/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). On the structural side it scores 75/100, with 5/100 of stress already active. Its heaviest discrete signals: structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). mortgage stress (17/100) stay muted.

The market reads peak — home values rose 2.1% year on year, and 11% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $90,759 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 28/100. About 12,875 people live here, median age 41. Rent burden reaches 40% of tenant households. The tenure split is 79% owner-occupied to 21% rented. Around 32% of adults hold a bachelor's degree or higher. 8.7% of residents fall below the poverty threshold. There are about 5,348 housing units across 50327. Home values center near $314,400, an affordability ratio of 3.3× — accessible. The vacancy rate is 5.6%.

On balance 50327 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 50327 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 50327 stays directly comparable to neighboring ZIPs and the rest of Polk County, Iowa. 50327 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 figure for 50327 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50327 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

33/100
Composite stress
75/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 50327

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk93
Another 9 scored dimensions sit behind 50327

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 50327 distress snapshot

50327 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Rules-based scoring — each signal ties to a public dataset · methodology

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