ZIP 50316 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Affordable market
DLRadar grades ZIP 50316 (Polk County, Iowa) at a moderate 33/100 for overall property distress. The pressure is most legible in structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). mortgage stress (17/100) stay muted. Latent structural risk is 75/100 while live distress already moving reads 5/100. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).
The peak-phase market in 50316 posted values that rose 2.1% over the year, and 19% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 66% owner-occupied to 34% rented. On demographic stress specifically, 50316 scores 31/100. The poverty rate is 19.3% — high, a tax-stress and distress correlate. Rent burden reaches 37% of tenant households. The vacancy rate is 9.6%. About 13% have a four-year degree. Median household income is $53,090, below the U.S. median near $78,000. A median home runs $154,300 here, or 2.6 times local income. Population is roughly 16,188 with a median age of 32. There are about 6,221 housing units across 50316.
On balance 50316 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 50316 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 50316 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50316 can be compared directly against any other ZIP in Polk County, Iowa or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 50316 shows blanks, not estimates, wherever the record is sparse.
The 33/100 figure for 50316 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 50316 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 50316’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
50316 at a glance
The live 50316 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Unlock the full ZIP 50316 acquisition report
Open 50316 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology