ZIP 50316 Property Distress & Foreclosure Data

Composite property distress in 50316 (Polk County, Iowa) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low. On the structural side it scores 55/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100).

The market reads peak — home values rose 2.5% year on year, and 19% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

66% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The poverty rate is 19.3% — high, a tax-stress and distress correlate. Around 37% of renters are cost-burdened. The vacancy rate is 9.6%. Around 13% of adults hold a bachelor's degree or higher. At $53,090, median income runs below typical U.S. levels. The typical home is worth about $154,300 (2.6× income, relatively affordable). About 16,188 people live here, median age 32. The ZIP holds roughly 6,221 housing units.

Net-net, 50316 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.