ZIP 50309 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · High Vacancy market
Composite property distress in 50309 (Polk County, Iowa) lands at 33/100 — moderate on DLRadar's public-record scoring. Its standout signals are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). By contrast, mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). Structural risk reads 75/100 against active distress of 5/100.
Prices here sit in a peak phase: values rose 2.1% over the trailing year, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 17.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 35/100. Households earn a median $57,974 — below the roughly $78,000 national figure. Around 24% of renters are cost-burdened. Around 67% of adults hold a bachelor's degree or higher. 12% of housing is owner-occupied. Home values center near $292,500, an affordability ratio of 5.0×. The vacancy rate is 13.2% — elevated. 9,199 residents call 50309 home, typically aged 29. There are about 8,069 housing units across 50309.
Net-net, 50309 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 50309 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 50309's 33/100 can be lined up against any neighbor in Polk County, Iowa or any ZIP coast to coast. Where the public record is thin for 50309, the field stays empty rather than modeled, and fills in as new documents post.
The 33/100 for 50309 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 50309 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 50309
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 50309 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 50309, drawn from the same report attached to each property.
Neighbouring ZIPs in Polk County
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Rules-based scoring — each signal ties to a public dataset · methodology