ZIP 50309 Property Distress & Foreclosure Data

ZIP code 50309 in Polk County, Iowa carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). On the structural side it scores 55/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 50309 scores 35/100. Households earn a median $57,974 — below the roughly $78,000 national figure. Around 24% of renters are cost-burdened. About 67% have a four-year degree. The tenure split is 12% owner-occupied to 88% rented. A median home runs $292,500 here, or 5.0 times local income. The vacancy rate is 13.2% — elevated. 9,199 residents call 50309 home, typically aged 29. The ZIP holds roughly 8,069 housing units.

Taken together, 50309 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.