ZIP 50312 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Distress market
In Polk County, Iowa, ZIP 50312 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. What sets it apart are the readings on structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)). The latent-versus-live split is 75/100 structural and 5/100 already moving.
The market reads peak — home values rose 2.1% year on year, and 12% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 32% of renters are cost-burdened. The poverty rate is 8.0%. 15,492 residents call 50312 home, typically aged 41. Around 62% of adults hold a bachelor's degree or higher. Households earn a median $82,720 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $291,900, an affordability ratio of 3.3× — accessible. The vacancy rate is 6.2%. The ZIP holds roughly 8,203 housing units. Owners hold 65% of homes, renters 35%.
Net-net, 50312 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 50312 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 50312 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50312 reflects the current record instead of a stale or modeled snapshot.
The 33/100 figure for 50312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50312 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 50312 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 50312 by the numbers
Current distress, phase, housing and lender-pressure figures for 50312, drawn from the same report attached to each property.
Adjacent Polk County ZIP reports
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Unlock the full ZIP 50312 acquisition report
Every distressed parcel in 50312 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology