ZIP 50312 Property Distress & Foreclosure Data

Polk County, Iowa's ZIP 50312 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). mortgage stress (17/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). On the structural side it scores 55/100, with 5/100 of stress already active.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 12% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 32% of renters are cost-burdened. Roughly 8.0% live below the poverty line. 15,492 residents call 50312 home, typically aged 41. About 62% have a four-year degree. Households earn a median $82,720 — near the roughly $78,000 national figure. On demographic stress specifically, 50312 scores 24/100. A median home runs $291,900 here, or 3.3 times local income. The vacancy rate is 6.2%. The ZIP holds roughly 8,203 housing units. The tenure split is 65% owner-occupied to 35% rented.

Overall, 50312 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.