ZIP 50312 Foreclosure, Tax-Lien & Distress Report
Polk County, Iowa · Distress market
In Polk County, Iowa, ZIP 50312 scores 34 of 100 for composite distress, a moderate level on DLRadar's distress index. What sets it apart are the readings on structural risk (75/100), construction/permit lag (67/100), institutional ownership (53/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (60/100)). The latent-versus-live split is 75/100 structural and 5/100 already moving.
The market reads peak — home values rose 2.1% year on year, and 12% higher over three years, at 15/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Around 32% of renters are cost-burdened. The poverty rate is 8.0%. 15,492 residents call 50312 home, typically aged 41. Around 62% of adults hold a bachelor's degree or higher. Households earn a median $82,720 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Home values center near $291,900, an affordability ratio of 3.3× — accessible. The vacancy rate is 6.2%. The ZIP holds roughly 8,203 housing units. Owners hold 65% of homes, renters 35%.
Net-net, 50312 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 50312 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 50312 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50312 reflects the current record instead of a stale or modeled snapshot.
The 34/100 figure for 50312 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 50312 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 50312 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 50312 by the numbers
Current distress, phase, housing and lender-pressure figures for 50312, drawn from the same report attached to each property.
Adjacent Polk County ZIP reports
Nearest ZIP codes to 50312
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Related ZIP, county and statewide reads linked to Polk County, Iowa.
Unlock the full ZIP 50312 acquisition report
Every distressed parcel in 50312 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology