ZIP 50131 Property Distress & Foreclosure Data

Composite property distress in 50131 (Polk County, Iowa) lands at 25/100 — low on DLRadar's public-record scoring. Structural exposure scores 55 and live distress 5 on the 0–100 scale. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).

The peak-phase market in 50131 posted values that rose 2.5% over the year, and 15% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 3.2%. 7.6% of residents fall below the poverty threshold. Population is roughly 24,388 with a median age of 39. Median household income is $103,316, above the U.S. median near $78,000. There are about 9,822 housing units across 50131. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 72% of homes, renters 28%. Rent burden reaches 44% of tenant households. Home values center near $369,400, an affordability ratio of 3.4× — accessible. Educational attainment sits at 58% bachelor's-or-above.

On balance 50131 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.