ZIP 50131 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 50131 in Polk County, Iowa comes in at 33, a moderate composite-distress reading. Structural exposure scores 75 and live distress 5 on the 0–100 scale. Its standout signals are structural risk (75/100), construction/permit lag (70/100), institutional ownership (56/100). On the quiet end sit mortgage stress (17/100). Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (86/100)).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 15% higher over three years (phase confidence 15/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 3.2%. The poverty rate is 7.6%. 24,388 residents call 50131 home, typically aged 39. Households earn a median $103,316 — above the roughly $78,000 national figure. The ZIP holds roughly 9,822 housing units. On demographic stress specifically, 50131 scores 26/100. The tenure split is 72% owner-occupied to 28% rented. Around 44% of renters are cost-burdened. The typical home is worth about $369,400 (3.4× income, relatively affordable). Educational attainment sits at 58% bachelor's-or-above.

Net-net, 50131 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 50131 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 50131 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 33/100 composite is a like-for-like number rather than an isolated estimate. 50131 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 33/100 figure for 50131 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 50131 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.