ZIP 50226 Property Distress & Foreclosure Data

Composite property distress in 50226 (Polk County, Iowa) lands at 25/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (86/100). The latent-versus-live split is 55/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (55/100), institutional ownership (46/100), mortgage stress (17/100). By contrast, mortgage stress (17/100) register low.

The market reads peak — home values rose 2.5% year on year, and 14% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,788 housing units. Around 36% of renters are cost-burdened. The demographic-stress sub-score lands at 21/100. Around 48% of adults hold a bachelor's degree or higher. The poverty rate is 5.2% — low. The typical home is worth about $417,500 (2.4× income, relatively affordable). The vacancy rate is 1.1%. About 7,290 people live here, median age 39. At $161,627, median income runs above typical U.S. levels. 92% of housing is owner-occupied.

Net-net, 50226 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.