ZIP 50109 Property Distress & Foreclosure Data

Composite property distress in 50109 (Polk County, Iowa) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (60/100), institutional ownership (47/100), construction/permit lag (27/100). By contrast, construction/permit lag (27/100) and mortgage stress (18/100) register low. The latent-versus-live split is 60/100 structural and 5/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (83/100).

The market reads peak — home values rose 2.5% year on year, and 15% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

At $130,263, median income runs above typical U.S. levels. The ZIP holds roughly 1,432 housing units. The typical home is worth about $370,100 (2.6× income, relatively affordable). Around 13% of renters are cost-burdened. Around 49% of adults hold a bachelor's degree or higher. About 3,371 people live here, median age 38. The vacancy rate is 11.6% — elevated. The demographic-stress sub-score lands at 19/100. The poverty rate is 3.5% — low. 87% of housing is owner-occupied.

Net-net, 50109 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.