ZIP 50276 Foreclosure, Tax-Lien & Distress Report

In Boone County, Iowa, ZIP 50276 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. The most distinctive pressure shows up in construction/permit lag (69/100), structural risk (48/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (10/100) register low. Structural risk reads 48/100 against active distress of 3/100.

The market reads neutral — home values rose 3.4% year on year, and 7% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 2,380 with a median age of 43. Rent burden reaches 35% of tenant households. The tenure split is 91% owner-occupied to 9% rented. The poverty rate is 5.2% — low. A median home runs $289,000 here, or 2.6 times local income. Vacancy runs 3.7%. The ZIP holds roughly 978 housing units. About 17% have a four-year degree. DLRadar's demographic-stress index for the area reads 24/100. Households earn a median $92,682 — above the roughly $78,000 national figure.

Overall 50276 looks resilient on the surface, so the edge is isolating individual stressed parcels. 50276 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 50276 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 50276, the field stays empty rather than modeled, and fills in as new documents post.

50276's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 50276 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.