Boone County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Boone County, IA distress report, 2026: 21 ZIPs scored in Boone, IA, Boone, IA average 19/100; the top Boone, IA ZIP is 50244 at 31/100; Boone, IA market phase neutral, Boone, IA prices +4.6% year over year.
- Boone, IA ranks #1,746 nationally (opportunity index); Boone, IA #29 in Iowa; Boone, IA index 28.6.
- Boone, IA: no CFPB county sample; Boone, IA non-metro area reading 0.7%.
- Boone, IA ZIP phases: 13 neutral, 7 peak, 1 recovery.
- Boone, IA residential listings tracked: 12 across 8 ZIPs; Boone, IA candidate listings 4.
- Boone, IA HUD assisted properties: 3 with 141 units.
- Boone, IA lenders on watch: 6; largest Boone, IA footprint Visionbank Of Iowa (3 branches).
- Boone, IA most distressed ZIP: 50244 at 31/100.
Boone, IA figures: DLRadar distress index; Boone, IA inputs: CFPB, FHFA, HUD, FDIC; Boone, IA rebuilt as sources refresh.
| Rank | Boone, IA ZIP | Score |
|---|---|---|
| 1 | 50244 | 31/100 |
| 2 | 50243 | 25/100 |
| 3 | 50039 | 24/100 |
| 4 | 50134 | 24/100 |
| 5 | 50014 | 23/100 |
| 6 | 50248 | 22/100 |
| 7 | 50220 | 20/100 |
| 8 | 50249 | 20/100 |
| 9 | 50156 | 19/100 |
| 10 | 50276 | 19/100 |
| 11 | 50036 | 17/100 |
| 12 | 50031 | 16/100 |
Most distressed Boone, IA ZIPs (0-100, 2026)
Mortgage delinquency around Boone, IA
No CFPB county sample covers Boone, IA; the non-metro area reading for Boone, IA: 0.7% ninety-plus; Boone, IA area thirty-to-eighty-nine 2.1% (December 2025, Boone, IA); Iowa overall 0.9%.
Opportunity index: Boone, IA
Boone, IA index 28.6, Boone, IA phase early_signal; Boone, IA primary driver construction, Boone, IA second driver bank institutional. Boone, IA components: property stress 12.4, foreclosure pressure 10.0, listing discounts 29.7, bank stress 62.4, insurance 0.0; Boone, IA pulse 33.1; Boone, IA capital opportunity 21.9; Boone, IA seven-day change +0.3%.
ZIP market phases inside Boone, IA
21 Boone, IA ZIPs carry a price-cycle phase; Boone, IA ZIPs by phase (Boone, IA), deepest drawdown first: neutral, +4.6% YoY (Boone, IA): 50014, 50031, 50036, 50040, Boone, IA 50134, 50152, 50212, 50223; peak, +2.2% YoY (Boone, IA): 50039; peak, +2.7% YoY (Boone, IA): 50064, 50107, 50235; neutral, +4.0% YoY (Boone, IA): 50156; peak, +2.8% YoY (Boone, IA): 50217; recovery, +2.9% YoY (Boone, IA): 50220; neutral, +3.7% YoY (Boone, IA): 50243.
Residential listings by Boone, IA ZIP
Boone, IA ZIPs with the most tracked Boone, IA residential listings: 50036 7 listings, 2 candidates, bank pressure 62; 50276 5 listings, 2 candidates, bank pressure 67; 50031 0 listings, 0 candidates, bank pressure 63; 50040 0 listings, 0 candidates, bank pressure 63 (Boone, IA); 50152 0 listings, 0 candidates, bank pressure 63; 50156 0 listings, 0 candidates, bank pressure 66; 50212 0 listings, 0 candidates, bank pressure 63; 50223 0 listings, 0 candidates, bank pressure 63. Boone, IA totals: 12 listings; Boone, IA candidates 4; active ZIPs 2.
HUD assisted housing in Boone, IA
3 assisted properties with 141 units sit in Boone, IA; largest Boone, IA properties: Pinnacle Apartments (Boone) 72 units, 34 assisted; Anna's Grove (Madrid) 54 units; Cedar Point Apartments (Boone) 15 units in Boone, IA.
Lenders with branches in Boone, IA
Boone, IA lenders by branch count: Visionbank Of Iowa (Boone, IA): stress 59, 3 branches low in Boone, IA; Boone Bank&Trust Co (Boone, IA): stress 79, 2 branches moderate in Boone, IA; Peoples Bank (Boone, IA): stress 74, 1 branch moderate in Boone, IA; United Bank Of Iowa (Boone, IA): stress 68, 1 branch moderate in Boone, IA; City State Bank (Boone, IA): stress 56, 1 branch low in Boone, IA; Security Savings Bank (Boone, IA): stress 30, 1 branch low in Boone, IA.
Vacancy and permits, Boone, IA
1,105 of 12,041 Boone, IA housing units are vacant; Boone, IA permits, twelve months: 6 multifamily units in Boone, IA, 42 one-to-four unit units.
Work Boone, IA at the parcel level
Every Boone, IA parcel carries owner and address; every Boone, IA parcel carries APN; Boone, IA distress scores sit on the Boone, IA live board.
Boone, IA figures refresh with each source.
Boone, IA questions
Most distressed ZIP code in Boone County, IA?
ZIP 50244 leads Boone, IA at 31/100; next in Boone, IA: 50243 at 25/100; the Boone, IA average is 19/100.
Where does Boone County, IA rank for investment opportunity?
Boone, IA is #1,746 among all ranked counties, #29 in Iowa; the Boone, IA driver is construction; Boone, IA moved down 170 places.
How many mortgages are delinquent in Boone County, IA?
Boone, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Boone, IA.
Which banks lend in Boone County, IA?
6 watched lenders hold Boone, IA branches; the largest Boone, IA footprints are Visionbank Of Iowa (3), Boone Bank&Trust Co (2), Peoples Bank (1).
More on Boone, IA
Boone County, IA distress report: public-record figures for Boone, IA; not legal advice for Boone, IA; not tax or investment advice; verify every Boone, IA record before acting.