Boone County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Boone County, Iowa? DLRadar grades every Boone County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Boone County breakdown.
- Boone County's most distressed ZIP is 50244 at 31/100.
- 21 ZIP codes tracked in Boone County, averaging 20/100 distress.
- Boone County reads neutral — home values up 4.6% year over year.
- Vacancy runs 13.1% across Boone County's tracked ZIPs, with a 8.1% poverty rate.
- The typical Boone County home is worth about $186,070 against a ~$69,833 median income.
- Lending headwind in Boone County sits at 57/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50244 | 31/100 |
| 2 | 50039 | 27/100 |
| 3 | 50243 | 26/100 |
| 4 | 50134 | 25/100 |
| 5 | 50248 | 24/100 |
| 6 | 50014 | 23/100 |
| 7 | 50220 | 23/100 |
| 8 | 50249 | 21/100 |
| 9 | 50276 | 21/100 |
| 10 | 50156 | 19/100 |
| 11 | 50036 | 17/100 |
| 12 | 50031 | 16/100 |
Most distressed ZIP codes in Boone County (composite distress 0-100, 2026)
What is driving Boone County distress
Boone County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Boone County market phase and pricing
Boone County reads neutral — home prices rose 4.6% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Questions about this county
Where is distress highest inside Boone County, IA?
ZIP 50244 leads Boone County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Boone County at?
Phase for Boone County: neutral, tracking a 4.6% gain year over year, read off the FHFA index.
Where does the Boone County data come from?
Boone County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 21 ZIPs are comparable to anywhere else.
How much do distress scores vary between Boone County ZIP codes?
A single county score papers over real variation. Across the Boone County ZIPs DLRadar ranks, scores run from 31/100 in 50244 down to 16/100 in 50031, against a Boone County average of 20/100. Because the gap runs to 15 points, Boone County rewards ZIP-level precision.
What do Boone County home values and vacancy say about distressed supply?
The typical Boone County home carries about $186,070 of value against a median household income near $69,833. Vacancy across Boone County's tracked ZIPs runs 13.1% and the poverty rate is 8.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Boone County's filings and its 57/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.