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ZIP 50040 Foreclosure, Tax-Lien & Distress Report

Boone County, Iowa · High Vacancy market

DLRadar grades ZIP 50040 (Boone County, Iowa) at a low 16/100 for overall property distress. Structural exposure scores 38 and live distress 1 on the 0–100 scale. The pressure is most legible in construction/permit lag (100/100), structural risk (38/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads neutral — home values rose 4.6% year on year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The demographic-stress sub-score lands at 26/100. The poverty rate is 19.8% — high, a tax-stress and distress correlate. There are about 87 housing units across 50040. Rent burden reaches 23% of tenant households. Educational attainment sits at 7% bachelor's-or-above. The typical home is worth about $86,500 (1.4× income, relatively affordable). At $50,313, median income runs below typical U.S. levels. The vacancy rate is 23.0% — elevated. About 172 people live here, median age 38. The tenure split is 81% owner-occupied to 19% rented.

Net-net, 50040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 50040's 16/100 can be lined up against any neighbor in Boone County, Iowa or any ZIP coast to coast. 50040 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 16/100 for 50040 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 50040 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

16/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 50040

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk41
9 further dimensions of distress are measured for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

50040 at a glance

The live 50040 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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