ZIP 50040 Property Distress & Foreclosure Data

DLRadar grades ZIP 50040 (Boone County, Iowa) at a minimal 6/100 for overall property distress. On the structural side it scores 13/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (13/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.

The market reads peak — home values rose 1.3% year on year (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 26/100. The poverty rate is 19.8% — high, a tax-stress and distress correlate. The ZIP holds roughly 87 housing units. Around 23% of renters are cost-burdened. Around 7% of adults hold a bachelor's degree or higher. The typical home is worth about $86,500 (1.4× income, relatively affordable). At $50,313, median income runs below typical U.S. levels. The vacancy rate is 23.0% — elevated. About 172 people live here, median age 38. 81% of housing is owner-occupied.

Net-net, 50040 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

6/100
Composite stress
13/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 50040

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk41
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Boone County

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