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ZIP 50212 Foreclosure, Tax-Lien & Distress Report

Boone County, Iowa · Distress market

In Boone County, Iowa, ZIP 50212 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (38/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structurally it carries 38/100, against 1/100 of stress already in motion.

The neutral-phase market in 50212 posted values that rose 4.6% over the year, and 30% higher over three years, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 83% owner-occupied to 17% rented. 6.7% of residents fall below the poverty threshold. About 3,109 people live here, median age 42. The ZIP holds roughly 1,430 housing units. The vacancy rate is 7.6%. DLRadar's demographic-stress index for the area reads 24/100. The typical home is worth about $221,300 (2.8× income, relatively affordable). Households earn a median $74,865 — near the roughly $78,000 national figure. Rent burden reaches 26% of tenant households. About 27% have a four-year degree.

Overall, 50212 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 50212 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 50212 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50212 reflects the current record instead of a stale or modeled snapshot.

50212's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 50212 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

16/100
Composite stress
38/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 50212

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk41
Another 9 scored dimensions sit behind 50212

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 50212 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 50212, the same set carried on every parcel.

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