ZIP 50134 Foreclosure, Tax-Lien & Distress Report

ZIP 50134's composite property-distress score is 24/100 - DLRadar classes that as low for Story County, Iowa. What sets it apart are the readings on construction/permit lag (58/100), structural risk (54/100), institutional ownership (36/100). By contrast, institutional ownership (36/100) and mortgage stress (13/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (65/100). Latent structural risk is 54/100 while live distress already moving reads 4/100.

The market reads neutral — home values rose 4.6% year on year, and 25% higher over three years, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 317 housing units. Roughly 7.7% live below the poverty line. A median home runs $300,000 here, or 2.9 times local income. Rent burden reaches 25% of tenant households. Around 37% of adults hold a bachelor's degree or higher. About 783 people live here, median age 48. DLRadar's demographic-stress index for the area reads 23/100. 77% of housing is owner-occupied. Households earn a median $97,250 — above the roughly $78,000 national figure. The vacancy rate is 0.6%.

On balance, 50134 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Parcel-level detail for 50134 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 50134 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50134 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Sparse data for 50134 shows as blanks, never estimates, and the score updates on every fresh public filing.

50134's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 50134 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.