ZIP 50278 Foreclosure, Tax-Lien & Distress Report
Story County, Iowa · Affordable market
Composite property distress in 50278 (Story County, Iowa) lands at 24/100 — low on DLRadar's distress scoring. Structural exposure scores 54 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (72/100). Property-level stress concentrates in structural risk (54/100), institutional ownership (44/100), construction/permit lag (28/100). By contrast, construction/permit lag (28/100) and mortgage stress (16/100) register low.
The market reads neutral — home values rose 4.6% year on year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
81% of housing is owner-occupied. The demographic-stress sub-score lands at 23/100. 819 residents call 50278 home, typically aged 37. Educational attainment sits at 33% bachelor's-or-above. Home values center near $193,000, an affordability ratio of 2.5× — accessible. 16.3% of residents fall below the poverty threshold. There are about 352 housing units across 50278. Households earn a median $67,344 — below the roughly $78,000 national figure. The vacancy rate is 4.6%. Rent burden reaches 14% of tenant households.
Overall, 50278 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 50278 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 50278 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. 50278 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
50278's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 50278 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 50278 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 50278 distress snapshot
A live read on 50278: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Story County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Unlock parcel-level detail for ZIP 50278
Every distressed parcel in 50278 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology