ZIP 50278 Property Distress & Foreclosure Data

ZIP code 50278 in Story County, Iowa carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 56 and live distress 5 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (73/100), flood (NFIP) exposure (69/100)). What sets it apart are the readings on structural risk (56/100), institutional ownership (43/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (16/100).

The peak-phase market in 50278 posted values that rose 1.3% over the year, at 49/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 81% of homes, renters 19%. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 819 with a median age of 37. Educational attainment sits at 33% bachelor's-or-above. Home values center near $193,000, an affordability ratio of 2.5× — accessible. 16.3% of residents fall below the poverty threshold. There are about 352 housing units across 50278. Median household income is $67,344, below the U.S. median near $78,000. Vacancy runs 4.6%. Rent burden reaches 14% of tenant households.

On balance 50278 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.