Story County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Story County, Iowa? DLRadar grades every Story County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 33/100. Here is the 2026 Story County breakdown.
- Story County's most distressed ZIP is 50226 at 33/100.
- 23 ZIP codes tracked in Story County, averaging 26/100 distress.
- Story County reads neutral — home values up 4.6% year over year.
- Vacancy runs 6.7% across Story County's tracked ZIPs, with a 8.2% poverty rate.
- The typical Story County home is worth about $239,029 against a ~$78,668 median income.
- Lending headwind in Story County sits at 65/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50226 | 33/100 |
| 2 | 50161 | 31/100 |
| 3 | 50244 | 31/100 |
| 4 | 50046 | 30/100 |
| 5 | 50124 | 30/100 |
| 6 | 50010 | 26/100 |
| 7 | 50012 | 26/100 |
| 8 | 50013 | 26/100 |
| 9 | 50056 | 26/100 |
| 10 | 50105 | 26/100 |
| 11 | 50201 | 26/100 |
| 12 | 50236 | 26/100 |
Most distressed ZIP codes in Story County (composite distress 0-100, 2026)
What is driving Story County distress
Story County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 26/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Story County market phase and pricing
DLRadar places Story County in neutral; prices moved up 4.6% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Story County
Story County's ZIP-level scores stay free. The 60-minute exploration is what unlocks the property-level detail behind them — no card today.
Nothing charged today · every module open, on live data.
What people ask
Which ZIP code leads Story County on distress?
ZIP 50226 leads Story County at 33/100, recomputed monthly from public records.
Where is Story County in the housing cycle?
The market phase for Story County is neutral, prices rising 4.6% on the year — derived from the FHFA House Price Index path.
What is this Story County analysis built from?
Story County draws on FHFA (neutral trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 23 ZIPs are comparable to anywhere else.
How much do distress scores vary between Story County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Story County ZIPs DLRadar ranks, scores run from 33/100 in 50226 down to 26/100 in 50236, against a Story County average of 26/100. A spread of 7 points means Story County has to be worked ZIP by ZIP.
What do Story County home values and vacancy say about distressed supply?
The typical Story County home carries about $239,029 of value against a median household income near $78,668. Vacancy across Story County's tracked ZIPs runs 6.7% and the poverty rate is 8.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Story County's foreclosure and tax-lien record and its 65/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.