Story County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Story County, IA distress report, 2026: 23 ZIPs scored in Story, IA, Story, IA average 25/100; the top Story, IA ZIP is 50226 at 33/100; Story, IA market phase neutral, Story, IA prices +4.6% year over year.
- Story, IA ranks #2,173 nationally (opportunity index); Story, IA #52 in Iowa; Story, IA index 27.1.
- Story, IA: no CFPB county sample; Story, IA non-metro area reading 0.7%.
- Story, IA ZIP phases: 18 neutral, 5 peak.
- Story, IA residential listings tracked: 84 across 15 ZIPs; Story, IA candidate listings 25.
- Story, IA HUD assisted properties: 7 with 898 units.
- Story, IA lenders on watch: 8; largest Story, IA footprint South Story Bank&Trust (4 branches).
- Story, IA most distressed ZIP: 50226 at 33/100.
Story, IA figures: DLRadar distress index; Story, IA inputs: CFPB, FHFA, HUD, FDIC; Story, IA rebuilt as sources refresh.
| Rank | Story, IA ZIP | Score |
|---|---|---|
| 1 | 50226 | 33/100 |
| 2 | 50161 | 31/100 |
| 3 | 50244 | 31/100 |
| 4 | 50046 | 29/100 |
| 5 | 50124 | 29/100 |
| 6 | 50243 | 26/100 |
| 7 | 50010 | 25/100 |
| 8 | 50012 | 25/100 |
| 9 | 50013 | 25/100 |
| 10 | 50056 | 25/100 |
| 11 | 50105 | 25/100 |
| 12 | 50201 | 25/100 |
Most distressed Story, IA ZIPs (0-100, 2026)
Mortgage delinquency around Story, IA
No CFPB county sample covers Story, IA; the non-metro area reading for Story, IA: 0.7% ninety-plus; Story, IA area thirty-to-eighty-nine 2.1% (December 2025, Story, IA); Iowa overall 0.9%.
Opportunity index: Story, IA
Story, IA index 27.1, Story, IA phase weak; Story, IA primary driver bank institutional, Story, IA second driver construction. Story, IA components: property stress 16.6, foreclosure pressure 14.0, listing discounts 29.3, bank stress 57.7, insurance 0.0; Story, IA pulse 29.4; Story, IA capital opportunity 23.6; Story, IA seven-day change +0.1%.
ZIP market phases inside Story, IA
23 Story, IA ZIPs carry a price-cycle phase; Story, IA ZIPs by phase (Story, IA), deepest drawdown first: neutral, +4.6% YoY (Story, IA): 50010, 50012, 50013, 50014, Story, IA 50056, 50105, 50134, 50201; neutral, +3.9% YoY (Story, IA): 50046, 50124; neutral, +3.7% YoY (Story, IA): 50055; neutral, +4.3% YoY (Story, IA): 50154; neutral, +3.1% YoY (Story, IA): 50161; peak, +2.6% YoY (Story, IA): 50206; peak, +2.1% YoY (Story, IA): 50226; peak, +2.5% YoY (Story, IA): 50230.
Residential listings by Story, IA ZIP
Story, IA ZIPs with the most tracked Story, IA residential listings: 50014 33 listings, 6 candidates, bank pressure 65; 50010 31 listings, 1 candidates, bank pressure 66; 50124 14 listings, 14 candidates, bank pressure 65; 50201 4 listings, 2 candidates, bank pressure 66 (Story, IA); 50248 2 listings, 2 candidates, bank pressure 65; 50012 0 listings, 0 candidates, bank pressure 66; 50013 0 listings, 0 candidates, bank pressure 66; 50046 0 listings, 0 candidates, bank pressure 65. Story, IA totals: 84 listings; Story, IA candidates 25; active ZIPs 5.
HUD assisted housing in Story, IA
7 assisted properties with 898 units sit in Story, IA; largest Story, IA properties: West Village (Ames) 286 units; Fountain View Apartments (Ames) 252 units; Keystone And Stonehaven Apartments (Ames) 110 units, 108 assisted in Story, IA; Coconino Place (Ames) 84 units; Tripp Street Apartments (Ames) 60 units; West Ridge Apartments (Ames) 56 units.
Lenders with branches in Story, IA
Story, IA lenders by branch count: South Story Bank&Trust (Story, IA): stress 71, 4 branches low in Story, IA; Visionbank Of Iowa (Story, IA): stress 59, 4 branches low in Story, IA; First Nb Ames Iowa (Story, IA): stress 68, 3 branches low in Story, IA; Security State Bank (Story, IA): stress 75, 2 branches low in Story, IA; Availa Bank (Story, IA): stress 75, 2 branches low in Story, IA; Exchange State Bank (Story, IA): stress 49, 2 branches low in Story, IA; Gnb Bank (Story, IA): stress 47, 2 branches low in Story, IA; Maxwell State Bank (Story, IA): stress 75, 1 branch low in Story, IA.
Vacancy and permits, Story, IA
2,983 of 41,887 Story, IA housing units are vacant; Story, IA permits, twelve months: 35 multifamily units in Story, IA, 201 one-to-four unit units.
Work Story, IA at the parcel level
Every Story, IA parcel carries owner and address; every Story, IA parcel carries APN; Story, IA distress scores sit on the Story, IA live board.
Story, IA figures refresh with each source.
Story, IA questions
Most distressed ZIP code in Story County, IA?
ZIP 50226 leads Story, IA at 33/100; next in Story, IA: 50161 at 31/100; the Story, IA average is 25/100.
Where does Story County, IA rank for investment opportunity?
Story, IA is #2,173 among all ranked counties, #52 in Iowa; the Story, IA driver is bank institutional; Story, IA moved up 220 places.
How many mortgages are delinquent in Story County, IA?
Story, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Story, IA.
Which banks lend in Story County, IA?
8 watched lenders hold Story, IA branches; the largest Story, IA footprints are South Story Bank&Trust (4), Visionbank Of Iowa (4), First Nb Ames Iowa (3).
More on Story, IA
Story County, IA distress report: public-record figures for Story, IA; not legal advice for Story, IA; not tax or investment advice; verify every Story, IA record before acting.