Story County, IA: Home-Insurance Distress & Forced-Sale Pressure
Story County, IA: 60/100 (elevated) home-insurance distress; Story, IA band MEDIUM; Story, IA #889 of 3,222 counties; Story, IA #8 of 99 in Iowa.
FEMA hazard, Story, IA: 52/100; Story, IA declarations, three years: 4; Story, IA perils: 4 severe-storm; Story, IA five-year count 3 (severity 4.5); Story, IA ten-year 3; hazard-weighted, Story, IA: 4.0.
Declared incidents on the Story, IA record: 2026 Severe Storm 3; 2024 Severe Storm 3 (Story, IA).
NFIP claims, Story, IA, three years: 4; Story, IA payouts $82,426; per Story, IA claim $20,606; Story, IA claim-stress 72/100.
Story, IA monthly score rose, 58 (March 2026) to 65 (October 2026); Story, IA by month: March 58, April 58, May 56, June 56 (Story, IA), July 54, August 52, September 59, October 65.
Story, IA components: climate 60, NFIP claims 72; Story, IA retreat index 65.
Construction distress, Story, IA: 39/100 as of August 2026 (Story, IA: 19/100 one-to-four unit, 82/100 multifamily).
Story, IA ZIPs, June 2026 (Story, IA, 16 highest): score 0 (Story, IA), climate 93 (Story, IA): 50226; score 0 (Story, IA), climate 84 (Story, IA): 50244; score 0 (Story, IA), climate 83 (Story, IA): 50161; score 0 (Story, IA), climate 78 (Story, IA): 50046, 50124; score 0 (Story, IA), climate 73 (Story, IA): 50010, 50012, 50013, 50056, Story, IA 50105, 50201, 50236, 50278; score 0 (Story, IA), climate 71 (Story, IA): 50154; score 0 (Story, IA), climate 70 (Story, IA): 50243; score 0 (Story, IA), climate 65 (Story, IA): 50055.
DLRadar rescores Story, IA monthly; Story, IA readings join Story, IA foreclosure, lien and ownership parcels (Story, IA), so cost-squeezed Story, IA owners surface before listing.
Inside Iowa, Story County ranks 8th of 99 counties for home-insurance distress at 60/100; Sioux County (62/100) sits just above Story County, and Woodbury County (59/100) sits just below Story County.
Deterministic. Every Story County, IA signal traces to a public Story dataset (FEMA, NFIP, Census for Story, IA) · how insurance distress works in Story, IA · methodology
FAQ: Story County, IA insurance distress
What is the Story County, IA home-insurance-distress score?
Story, IA: 60/100 (MEDIUM), #889 of 3,222, #8 in Iowa. FEMA hazard, Story, IA: 52/100; NFIP stress, Story, IA: 72/100; construction, Story, IA: 39/100; Story, IA rescores monthly.
Is Story County insurance distress getting better or worse (IA)?
Story, IA: 58 in March 2026; Story, IA: 65 in October 2026 (worse); Story, IA climate component 60; Story, IA NFIP claims score 72.
How many flood-insurance claims has Story County, IA had?
Story, IA: 4 NFIP claims, three years; Story, IA paid $82,426; per Story, IA claim $20,606; carriers reprice Story, IA against that record.
Which Story County ZIP codes carry the most insurance distress (IA)?
Story, IA, June 2026: 50226 at 0, 50244 at 0, 50161 at 0, 50046 at 0; Story, IA climate scores there: 93, 84, 83, 78.
Why does Story, IA insurance distress create sellers?
A Story, IA premium outruns the Story, IA budget; a carrier leaves Story, IA; Story, IA carrying cost passes plan; Story, IA owners sell while current; Story, IA insurance distress leads Story, IA foreclosure data.