ZIP 50055 Foreclosure, Tax-Lien & Distress Report
Story County, Iowa · Affordable market
Composite property distress in 50055 (Story County, Iowa) lands at 23/100 — low on DLRadar's distress scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (65/100). On the structural side it scores 51/100, with 5/100 of stress already active. Leading the profile are structural risk (51/100), institutional ownership (48/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (17/100).
The market reads neutral — home values rose 3.7% year on year, and 76% higher over three years, at 29/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $84,875, median income runs near typical U.S. levels. There are about 462 housing units across 50055. Around 17% of renters are cost-burdened. The vacancy rate is 2.2%. The tenure split is 86% owner-occupied to 14% rented. The demographic-stress sub-score lands at 20/100. Educational attainment sits at 27% bachelor's-or-above. Home values center near $200,000, an affordability ratio of 2.3× — accessible. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. 1,157 residents call 50055 home, typically aged 40.
Overall 50055 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 50055 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 50055 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50055 can be compared directly against any other ZIP in Story County, Iowa or nationwide. Sparse data for 50055 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 23/100 figure for 50055 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 50055 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 50055 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 50055 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 50055, the same set carried on every parcel.
Neighbouring ZIPs in Story County
Nearest ZIP codes to 50055
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Story County, Iowa
Other reports tied to Story County, Iowa — ZIP, county and statewide.
Open the complete 50055 acquisition file
Every distressed parcel in 50055 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology