ZIP 50055 Property Distress & Foreclosure Data

Composite property distress in 50055 (Story County, Iowa) lands at 23/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), climate & FEMA risk (65/100). On the structural side it scores 51/100, with 5/100 of stress already active. The sharpest non-environmental signals are structural risk (51/100), institutional ownership (44/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (17/100) register low.

The market reads peak — home values rose 1.8% year on year, and 76% higher over three years (phase confidence 40/100). Topping markets hide individual distress behind strong averages.

At $84,875, median income runs near typical U.S. levels. The ZIP holds roughly 462 housing units. Around 17% of renters are cost-burdened. The vacancy rate is 2.2%. 86% of housing is owner-occupied. The demographic-stress sub-score lands at 20/100. Around 27% of adults hold a bachelor's degree or higher. The typical home is worth about $200,000 (2.3× income, relatively affordable). The poverty rate is 3.8% — low. About 1,157 people live here, median age 40.

Net-net, 50055 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.