ZIP 50169 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50169 (Polk County, Iowa) returns a moderate composite of 31/100. What sets it apart are the readings on construction/permit lag (69/100), structural risk (69/100), institutional ownership (57/100). mortgage stress (18/100) stay muted. The split runs 69/100 structural to 5/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (73/100).

Prices here sit in a peak phase: values rose 2.1% over the trailing year, and 18% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 5.0% — low. The demographic-stress sub-score lands at 22/100. Median household income is $81,625, near the U.S. median near $78,000. Rent burden reaches 18% of tenant households. The tenure split is 86% owner-occupied to 14% rented. There are about 1,207 housing units across 50169. About 17% have a four-year degree. The vacancy rate is 6.2%. Home values center near $227,000, an affordability ratio of 2.6× — accessible. 3,532 residents call 50169 home, typically aged 38.

Overall, 50169 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 50169 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 50169 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50169 can be compared directly against any other ZIP in Polk County, Iowa or nationwide. Where the public record is thin for 50169, the field stays empty rather than modeled, and fills in as new documents post.

Behind 50169's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 50169 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.