ZIP 50122 Property Distress & Foreclosure Data

Composite property distress in 50122 (Hardin County, Iowa) lands at 15/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (83/100), climate & FEMA risk (60/100)). The sharpest non-environmental signals are structural risk (34/100), institutional ownership (19/100), mortgage stress (9/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (9/100). Structural risk reads 34/100 against active distress of 3/100.

The expansion-phase market in 50122 posted values that rose 5.4% over the year, at 28/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 8.8%. Home values center near $115,500, an affordability ratio of 1.3× — accessible. Rent burden reaches 36% of tenant households. Owners hold 86% of homes, renters 14%. DLRadar's demographic-stress index for the area reads 20/100. There are about 618 housing units across 50122. Population is roughly 1,348 with a median age of 47. Educational attainment sits at 30% bachelor's-or-above. Median household income is $83,810, near the U.S. median near $78,000. 5.4% of residents fall below the poverty threshold.

Broadly, 50122 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.