ZIP 50122 Foreclosure, Tax-Lien & Distress Report
Hardin County, Iowa · Affordable market
ZIP code 50122 in Hardin County, Iowa carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (63/100), climate & FEMA risk (60/100)). Leading the profile are construction/permit lag (50/100), structural risk (43/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. Structurally it carries 43/100, against 3/100 of stress already in motion.
The market reads peak — home values rose 2.5% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 8.8%. Home values center near $115,500, an affordability ratio of 1.3× — accessible. Around 36% of renters are cost-burdened. Owners hold 86% of homes, renters 14%. The demographic-stress sub-score lands at 20/100. There are about 618 housing units across 50122. About 1,348 people live here, median age 47. About 30% have a four-year degree. Households earn a median $83,810 — near the roughly $78,000 national figure. The poverty rate is 5.4% — low.
Overall 50122 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 50122 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 50122 runs through one identical scoring model, so its 19/100 sits on the same scale as every other ZIP in Hardin County, Iowa and the nation. 50122 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 50122 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. Practically, 50122 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 50122
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 50122 distress snapshot
A live read on 50122: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Hardin County ZIPs near 50122
Nearest ZIP codes to 50122
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hardin County, Iowa
More ZIP, county and state distress intelligence connected to Hardin County, Iowa.
The complete 50122 distress and acquisition report
Every distressed parcel in 50122 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology