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ZIP 50672 Foreclosure, Tax-Lien & Distress Report

Hardin County, Iowa · High Vacancy market

DLRadar grades ZIP 50672 (Hardin County, Iowa) at a minimal 14/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100). Its standout signals are structural risk (32/100), institutional ownership (17/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (3/100) register low. Structural risk reads 32/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 2.4% over the trailing year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

73% of housing is owner-occupied. The ZIP holds roughly 307 housing units. Around 62% of renters are cost-burdened. The poverty rate is 4.1% — low. About 438 people live here, median age 49. Vacancy runs 22.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. About 16% have a four-year degree. The typical home is worth about $158,500 (2.0× income, relatively affordable). At $64,063, median income runs below typical U.S. levels.

Taken together, 50672 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 50672 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 50672 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 50672 reflects the current record instead of a stale or modeled snapshot.

Behind 50672's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50672 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

14/100
Composite stress
32/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 50672

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk56
50672 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 50672 Stress Report snapshot

A live read on 50672: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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