ZIP 50126 Foreclosure, Tax-Lien & Distress Report

ZIP 50126's composite property-distress score is 14/100 - DLRadar classes that as minimal for Hardin County, Iowa. The latent-versus-live split is 31/100 structural and 3/100 already moving. Leading the profile are structural risk (31/100), institutional ownership (21/100), mortgage stress (10/100). By contrast, mortgage stress (10/100) and construction/permit lag (5/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (62/100)).

Prices here sit in a peak phase: values rose 2.5% over the trailing year, and 17% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $133,300 (1.9× income, relatively affordable). Median household income is $61,711, below the U.S. median near $78,000. 6,362 residents call 50126 home, typically aged 44. 66% of housing is owner-occupied. There are about 3,073 housing units across 50126. Rent burden reaches 42% of tenant households. Vacancy runs 10.0%. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 50126 scores 26/100. Educational attainment sits at 22% bachelor's-or-above.

Net-net, 50126 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 50126 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Hardin County, Iowa and the nation. 50126 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 14/100 for 50126 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 50126 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.