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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 50642 Foreclosure, Tax-Lien & Distress Report

Grundy County, Iowa · Affordable market

In Grundy County, Iowa, ZIP 50642 scores 10 of 100 for composite distress, a minimal level on DLRadar's public-record index. Structurally it carries 23/100, against 1/100 of stress already in motion. Its standout signals are construction/permit lag (62/100), structural risk (23/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 1.9% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 10.0% live below the poverty line. The ZIP holds roughly 264 housing units. Educational attainment sits at 25% bachelor's-or-above. The tenure split is 85% owner-occupied to 15% rented. Home values center near $178,900, an affordability ratio of 1.7× — accessible. 554 residents call 50642 home, typically aged 41. Median household income is $108,750, above the U.S. median near $78,000. On demographic stress specifically, 50642 scores 17/100. Rent burden reaches 0% of tenant households. The vacancy rate is 4.3%.

Overall, 50642 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 50642 runs hot or quiet, its 10/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50642 can be compared directly against any other ZIP in Grundy County, Iowa or nationwide. Sparse data for 50642 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 50642 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 10/100 roll-up. For an operator, 50642 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

10/100
Composite stress
23/100
Structural risk
1/100
Distress activity

What is driving ZIP 50642’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk23
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

50642 at a glance

Current distress, phase, housing and lender-pressure figures for 50642, drawn from the same report attached to each property.

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Unlock the full ZIP 50642 acquisition report

The full 50642 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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