ZIP 50642 Property Distress & Foreclosure Data

ZIP code 50642 in Grundy County, Iowa carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. On the structural side it scores 26/100, with 1/100 of stress already active. What sets it apart are the readings on construction/permit lag (75/100), structural risk (26/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, 1.5% off the recent peak (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 10.0% live below the poverty line. The ZIP holds roughly 264 housing units. About 25% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. A median home runs $178,900 here, or 1.7 times local income. 554 residents call 50642 home, typically aged 41. Households earn a median $108,750 — above the roughly $78,000 national figure. On demographic stress specifically, 50642 scores 17/100. Around 0% of renters are cost-burdened. The vacancy rate is 4.3%.

On balance, 50642 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.