ZIP 50638 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 50638 (Grundy County, Iowa) returns a minimal composite of 10/100. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (23/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Latent structural risk is 23/100 while live distress already moving reads 1/100.

The peak-phase market in 50638 posted values that rose 1.9% over the year, and 16% higher over three years (phase confidence 18/100). Topping markets hide individual distress behind strong averages.

3,474 residents call 50638 home, typically aged 39. The demographic-stress sub-score lands at 23/100. Home values center near $185,200, an affordability ratio of 2.3× — accessible. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 6.6%. The poverty rate is 9.0%. Educational attainment sits at 25% bachelor's-or-above. At $79,500, median income runs near typical U.S. levels. The ZIP holds roughly 1,414 housing units. Rent burden reaches 24% of tenant households.

On balance 50638 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 50638 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 50638's 10/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 50638 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 50638's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 50638 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.