ZIP 50638 Property Distress & Foreclosure Data

ZIP code 50638 in Grundy County, Iowa carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (26/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 26 and live distress 1 on the 0–100 scale.

The peak-phase market in 50638 posted values that rose 2.0% over the year, 1.5% off the recent peak, and 16% higher over three years, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 3,474 with a median age of 39. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $185,200, an affordability ratio of 2.3× — accessible. Owners hold 80% of homes, renters 20%. Vacancy runs 6.6%. 9.0% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Median household income is $79,500, near the U.S. median near $78,000. There are about 1,414 housing units across 50638. Rent burden reaches 24% of tenant households.

Broadly, 50638 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.