ZIP 50613 Foreclosure, Tax-Lien & Distress Report
Black Hawk County, Iowa · Distress market
Black Hawk County, Iowa's ZIP 50613 registers 11/100 composite distress, which DLRadar reads as minimal. Environmental exposure also runs high (climate & FEMA risk (69/100)). The split runs 22/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are structural risk (22/100), institutional ownership (4/100), mortgage stress (3/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.
The market reads peak — home values rose 2.0% year on year, and 15% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.
Owners hold 65% of homes, renters 35%. On demographic stress specifically, 50613 scores 30/100. 14.7% of residents fall below the poverty threshold. Rent burden reaches 49% of tenant households. The ZIP holds roughly 18,075 housing units. Vacancy runs 5.9%. About 48% have a four-year degree. Home values center near $270,800, an affordability ratio of 3.4× — accessible. At $75,642, median income runs near typical U.S. levels. About 43,680 people live here, median age 30.
Net-net, 50613 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 50613 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 50613 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 50613 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 11/100 figure for 50613 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 50613 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 50613
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 50613 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 50613, drawn from the same report attached to each property.
Adjacent Black Hawk County ZIP reports
Related reports across Black Hawk County, Iowa
Related ZIP, county and statewide reads linked to Black Hawk County, Iowa.
The complete 50613 distress and acquisition report
Open 50613 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology