ZIP 50613 Foreclosure, Tax-Lien & Distress Report

Black Hawk County, Iowa's ZIP 50613 registers 16/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (69/100)). The split runs 34/100 structural to 1/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (49/100), structural risk (34/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 2.0% year on year, and 15% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 65% of homes, renters 35%. On demographic stress specifically, 50613 scores 30/100. 14.7% of residents fall below the poverty threshold. Rent burden reaches 49% of tenant households. The ZIP holds roughly 18,075 housing units. Vacancy runs 5.9%. About 48% have a four-year degree. Home values center near $270,800, an affordability ratio of 3.4× — accessible. At $75,642, median income runs near typical U.S. levels. About 43,680 people live here, median age 30.

Net-net, 50613 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 50613 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 50613 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 50613 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 16/100 figure for 50613 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 50613 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.