ZIP 50707 Property Distress & Foreclosure Data

DLRadar grades ZIP 50707 (Black Hawk County, Iowa) at a low 16/100 for overall property distress. Property-level stress concentrates in construction/permit lag (40/100), structural risk (34/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 34/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (79/100)).

The peak-phase market in 50707 posted values that rose 2.0% over the year, 1.5% off the recent peak, and 25% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 3,638 housing units. 17.8% of residents fall below the poverty threshold. Median household income is $61,451, below the U.S. median near $78,000. Owners hold 69% of homes, renters 31%. Around 31% of renters are cost-burdened. The vacancy rate is 7.1%. Educational attainment sits at 14% bachelor's-or-above. Population is roughly 7,407 with a median age of 41. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $153,700, an affordability ratio of 2.3× — accessible.

On balance 50707 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.