ZIP 50651 Property Distress & Foreclosure Data

ZIP code 50651 in Black Hawk County, Iowa carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (42/100), structural risk (36/100), institutional ownership (7/100). institutional ownership (7/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The latent-versus-live split is 36/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, 1.1% off the recent peak, and 13% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $79,647 — near the roughly $78,000 national figure. A median home runs $187,600 here, or 2.2 times local income. Roughly 8.7% live below the poverty line. The ZIP holds roughly 1,644 housing units. On demographic stress specifically, 50651 scores 22/100. About 19% have a four-year degree. Around 11% of renters are cost-burdened. The tenure split is 80% owner-occupied to 20% rented. The vacancy rate is 17.4% — elevated. 3,349 residents call 50651 home, typically aged 38.

Taken together, 50651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.