ZIP 50635 Foreclosure, Tax-Lien & Distress Report
Tama County, Iowa · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 50635 in Tama County, Iowa comes in at 27, a low composite-distress reading. Its standout signals are construction/permit lag (99/100), structural risk (63/100), institutional ownership (44/100). By contrast, mortgage stress (18/100) register low. Structurally it carries 63/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100).
The peak-phase market in 50635 posted values that rose 2.5% over the year, and 19% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Median household income is $72,981, near the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 727 housing units. Rent burden reaches 45% of tenant households. 11.9% of residents fall below the poverty threshold. On demographic stress specifically, 50635 scores 26/100. Educational attainment sits at 28% bachelor's-or-above. Home values center near $154,700, an affordability ratio of 2.0× — accessible. About 1,470 people live here, median age 46. Vacancy runs 11.2%, above the national norm and a classic distress-and-opportunity signal.
Overall, 50635 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 50635 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 50635's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 50635 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 50635's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 50635 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 50635
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
50635 at a glance
The live 50635 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Tama County
More distress data near 50635
Further distress data across Tama County, Iowa at ZIP, county and state level.
Get the full acquisition report for 50635
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Deterministic scoring, sourced entirely from public data · methodology