ZIP 50635 Property Distress & Foreclosure Data

DLRadar grades ZIP 50635 (Tama County, Iowa) at a low 24/100 for overall property distress. Property-level stress concentrates in construction/permit lag (64/100), structural risk (55/100), institutional ownership (44/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 55/100, with 5/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (76/100)).

The expansion-phase market in 50635 posted values that rose 5.3% over the year, and 19% higher over three years (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $72,981, near the U.S. median near $78,000. Owners hold 81% of homes, renters 19%. The ZIP holds roughly 727 housing units. Around 45% of renters are cost-burdened. 11.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 28% bachelor's-or-above. Home values center near $154,700, an affordability ratio of 2.0× — accessible. Population is roughly 1,470 with a median age of 46. The vacancy rate is 11.2% — elevated.

On balance 50635 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.