ZIP 50632 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 50632 (Tama County, Iowa) lands at 27/100 — low on DLRadar's public-record scoring. Structurally it carries 63/100, against 5/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (78/100)). What sets it apart are the readings on construction/permit lag (100/100), structural risk (63/100), institutional ownership (44/100). By contrast, mortgage stress (18/100) register low.

The peak-phase market in 50632 posted values that rose 2.5% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 593 housing units across 50632. A median home runs $132,700 here, or 1.9 times local income. 86% of housing is owner-occupied. Around 12% of renters are cost-burdened. Median household income is $70,865, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 20/100. 1,204 residents call 50632 home, typically aged 55. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 14.9% — elevated. Around 16% of adults hold a bachelor's degree or higher.

Taken together, 50632 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 50632 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 50632 shows as blanks, never estimates, and the score updates on every fresh public filing.

50632's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 50632 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.