ZIP 52215 Foreclosure, Tax-Lien & Distress Report

Tama County, Iowa's ZIP 52215 registers 25/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Structurally it carries 58/100, against 5/100 of stress already in motion. Its heaviest discrete signals: construction/permit lag (91/100), structural risk (58/100), institutional ownership (41/100). mortgage stress (17/100) stay muted.

Prices here sit in a peak phase: values rose 2.5% over the trailing year, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 16.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 440 housing units. Around 43% of renters are cost-burdened. The typical home is worth about $166,800 (2.1× income, relatively affordable). Median household income is $56,311, below the U.S. median near $78,000. 98% of housing is owner-occupied. About 10% have a four-year degree. The vacancy rate is 17.1% — elevated. DLRadar's demographic-stress index for the area reads 27/100. About 819 people live here, median age 37.

Net-net, 52215 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 52215 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 52215 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Tama County, Iowa and the nation. The score is rebuilt from public data as it updates, so 52215 reflects the current record instead of a stale or modeled snapshot.

The 25/100 figure for 52215 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 52215 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.