Tama County, IA: Foreclosures, Tax Liens & Distressed Properties

For Tama County, Iowa, DLRadar turns county and parcel public records into a single distress score per ZIP. The county's lending-headwind score sits at 80/100 (elevated). Across its ZIPs, composite distress spans 12 to 27 out of 100. 19 ZIP codes are tracked county-wide, averaging 23/100 distress.

The county market is in a peak phase: home prices rose 2.5% over the past year, a 28/100-confidence read. This late in the run, the average masks the outliers as the ZIP scores below show.

Tama County's topped-out +2.5% YoY (28/100 confidence) means the wins are surgical so the headline market won't hand it over. Bank stress at 80/100 signals what's coming: banks under pressure move REO faster.

Distress concentrates in ZIP 50173 (27/100), ZIP 50632 (27/100), ZIP 50635 (27/100), ZIP 50652 (27/100), ZIP 52217 (27/100), ZIP 52339 (27/100) — drill into any for the parcel-level read. Coverage extends to 52342, 52348, 52215, 52225, 50675, 50158, 52224, 50106, 52208, 50612 among others.

Underneath the scores, Tama County's tracked footprint come in at vacancy near 12.4%, poverty running near 11.6%, 83% of homes owner-occupied, median home values around $156,332 (below the national figure), household income averaging about $71,856, roughly at the national median, a median age of 43.9. Income, equity and tenure like these frame the depth of motivated supply and the pace of resale.

All in at 23/100 over 19 ZIPs, the edge is selective acquisition — work it parcel by parcel. A DLRadar subscription opens every Tama County parcel: owner, address and APN, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: Tama County, Iowa runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Tama County's numbers mean exactly what they mean anywhere else in Iowa.

Treat Tama County, Iowa as a ranked list, not a single market: the spread between its strongest and weakest ZIPs is where the acquisition margin actually sits. Nothing in the Tama County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

At the ZIP level, the sharpest readings in Tama County are 50173 (27/100), 50632 (27/100), 50635 (27/100), 50652 (27/100), 52217 (27/100), 52339 (27/100). DLRadar also scores 52342, 52348, 52215, 52225, 50675, 50158, 52224, 50106 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Tama County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.