ZIP 50648 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 50648 in Black Hawk County, Iowa comes in at 14, a minimal composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (60/100). Structurally it carries 30/100, against 1/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (45/100), structural risk (30/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 50648 posted values that rose 2.2% over the year, and 25% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 31% of renters are cost-burdened. The poverty rate is 5.9% — low. Households earn a median $96,081 — above the roughly $78,000 national figure. 4,120 residents call 50648 home, typically aged 38. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 50648 scores 23/100. Home values center near $226,400, an affordability ratio of 2.2× — accessible. Owners hold 89% of homes, renters 11%. Around 24% of adults hold a bachelor's degree or higher. There are about 1,780 housing units across 50648.

Broadly, 50648 is a steadier market — the deals are the exceptions, not the rule. 50648 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 50648 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50648 can be compared directly against any other ZIP in Black Hawk County, Iowa or nationwide. Where the record is thin for 50648, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 50648 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Practically, 50648 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.