ZIP 50648 Property Distress & Foreclosure Data

In Black Hawk County, Iowa, ZIP 50648 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (60/100). The latent-versus-live split is 28/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (37/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 25% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 31% of renters are cost-burdened. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $96,081 — above the roughly $78,000 national figure. 4,120 residents call 50648 home, typically aged 38. The vacancy rate is 11.4% — elevated. On demographic stress specifically, 50648 scores 23/100. A median home runs $226,400 here, or 2.2 times local income. The tenure split is 89% owner-occupied to 11% rented. About 24% have a four-year degree. The ZIP holds roughly 1,780 housing units.

On balance, 50648 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.