ZIP 50644 Property Distress & Foreclosure Data

DLRadar grades ZIP 50644 (Buchanan County, Iowa) at a minimal 6/100 for overall property distress. The latent-versus-live split is 11/100 structural and 1/100 already moving. Property-level stress concentrates in structural risk (11/100), mortgage stress (3/100), institutional ownership (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 50644 posted values that rose 5.4% over the year, and 7% higher over three years (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,945 housing units. 7.2% of residents fall below the poverty threshold. Owners hold 78% of homes, renters 22%. Educational attainment sits at 24% bachelor's-or-above. Around 29% of renters are cost-burdened. Home values center near $186,600, an affordability ratio of 2.2× — accessible. The vacancy rate is 8.4%. DLRadar's demographic-stress index for the area reads 23/100. Median household income is $79,861, near the U.S. median near $78,000. Population is roughly 8,475 with a median age of 43.

Broadly, 50644 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.