ZIP 50644 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 50644 (Buchanan County, Iowa) at a minimal 6/100 for overall property distress. The split runs 11/100 structural to 1/100 active on the ground. Property-level stress concentrates in structural risk (11/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 2.5% year on year, and 7% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 3,945 housing units across 50644. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Owners hold 78% of homes, renters 22%. About 24% have a four-year degree. Around 29% of renters are cost-burdened. The typical home is worth about $186,600 (2.2× income, relatively affordable). The vacancy rate is 8.4%. DLRadar's demographic-stress index for the area reads 23/100. Households earn a median $79,861 — near the roughly $78,000 national figure. 8,475 residents call 50644 home, typically aged 43.

Overall 50644 looks resilient on the surface, so the edge is isolating individual stressed parcels. 50644 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 50644's 6/100 can be lined up against any neighbor in Buchanan County, Iowa or any ZIP coast to coast. Where the public record is thin for 50644, the field stays empty rather than modeled, and fills in as new documents post.

The 6/100 for 50644 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 50644 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.