ZIP 50654 Foreclosure, Tax-Lien & Distress Report
Buchanan County, Iowa · High Vacancy market
In Buchanan County, Iowa, ZIP 50654 scores 12 of 100 for composite distress, a minimal level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (30/100), structural risk (27/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (6/100) stay muted. The latent-versus-live split is 27/100 structural and 2/100 already moving.
The market reads peak — home values rose 2.5% year on year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 19.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $51,620, below the U.S. median near $78,000. A median home runs $124,100 here, or 3.4 times local income. 78% of housing is owner-occupied. Around 62% of renters are cost-burdened. About 17% have a four-year degree. There are about 169 housing units across 50654. The demographic-stress sub-score lands at 35/100. Population is roughly 335 with a median age of 61. Roughly 14.6% live below the poverty line.
On the whole, 50654 leans distressed, with opportunity clustered in specific stressed parcels. While 50654 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 50654 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 50654 can be compared directly against any other ZIP in Buchanan County, Iowa or nationwide. Where the record is thin for 50654, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 50654 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 12/100 roll-up. Treat 50654 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 50654’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 50654 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 50654, the same set carried on every parcel.
More ZIPs across Buchanan County
Nearest ZIP codes to 50654
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Iowa distress
Additional distress intelligence spanning Buchanan County, Iowa by ZIP, county and state.
Open the complete 50654 acquisition file
Every distressed parcel in 50654 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology