ZIP 52076 Foreclosure, Tax-Lien & Distress Report
Clayton County, Iowa · Affordable market
ZIP code 52076 in Clayton County, Iowa carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The split runs 34/100 structural to 3/100 active on the ground. The sharpest non-environmental signals are structural risk (34/100), construction/permit lag (32/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (61/100)).
The peak-phase market in 52076 posted values that rose 2.5% over the year, and 22% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 5.9%. Owners hold 75% of homes, renters 25%. The typical home is worth about $150,700 (2.2× income, relatively affordable). Around 24% of adults hold a bachelor's degree or higher. On demographic stress specifically, 52076 scores 23/100. Rent burden reaches 22% of tenant households. There are about 1,006 housing units across 52076. Roughly 8.9% live below the poverty line. About 2,231 people live here, median age 38. Households earn a median $62,917 — below the roughly $78,000 national figure.
Net-net, 52076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 52076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 52076 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Clayton County, Iowa and the nation. The score is rebuilt from public data as it updates, so 52076 reflects the current record instead of a stale or modeled snapshot.
52076's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 52076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 52076
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
52076 at a glance
The live 52076 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Clayton County ZIPs near 52076
Nearest ZIP codes to 52076
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Clayton County, Iowa
Other reports tied to Clayton County, Iowa — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 52076
See who owns each distressed property in 52076, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology